“Will cash cover the next payroll?”
See daily balances, the lowest point and when cash falls below your chosen buffer. Open the cash items behind the risk.
See the cash forecastCash flow software for fractional CFOs
Know when client cash will get tight.
Find the lowest cash day. Understand what drives it. Test a change and take a clear next action into the client review.
Separate clients. Clear assumptions. One repeatable cash review.
Alder StudioGBP · Base forecast
Cash shortfall 31 October 2026
Lowest balance −£2,000Daily cash visibilityIsolated what-if decisionsClear client reviews
From a question to a decision
Give every client a clearer cash answer.
Focus the conversation on what is coming, what could change and what to do next.
“What if that customer pays late?”
Move an expected receipt in a separate Decision scenario. Compare the cash impact while keeping actuals and your Base intact.
Test a decision“What should I tell my client?”
Bring the outlook, assumptions and next actions into a saved client review. Keep the figures and commentary together.
See a client reviewA clearer way to manage client cash
One cash workflow. Every client.
Move between clients, test a cash decision and prepare the review without rebuilding a different spreadsheet each time.
Separate spreadsheets
A different file for every client.
Client A Cash plan
ABC
Client B Cash plan
ABC
Client C Cash plan
ABC
1Cash outlookOctoberNovember2Confirmed cash3Expected receipts4Upcoming payments5Closing balance
Cash forecastAssumptions
Maintain each client’s files, assumptions and reporting format.
Caldrix Cashflow
A familiar view for the next client.
Client workspaceAlder Studio
Keep each client separate. Follow one consistent cash-review process.
| For each cash review | Separate spreadsheets | Caldrix Cashflow |
|---|---|---|
| Client context | Choose and open the client’s file. | Keep the selected client and cash accounts in view. |
| Forecast dates | Maintain the date range in each workbook. | Choose Month, 13-week, Annual, 2-year or a custom range. |
| What-if decisions | Keep alternative copies or scenarios consistent. | Test a Decision separately from Base and actual cash. |
| Client reporting | Bring figures and commentary into your report. | Save the outlook, assumptions and actions together. |
| Data import | Check each file’s columns and layout. | Map and review cash data before committing an import. |
Inside Caldrix Cashflow
The risk. The options. The next action.
One connected workflow for your next client cash review.
See the day cash gets tight
A healthy ending balance can hide a difficult day.
Review the lowest balance and its date across a month, 13 weeks or a longer horizon. See the cash movements behind the forecast.
- Daily forecast and cash-buffer warning
- Confirmed cash with outstanding expectations
- Client and account context in view
Test the cash impact first
Work through the “what if” without rewriting the plan.
Change an expected date or amount in a Decision scenario. Compare it with Base so you can judge the trade-off before making a commitment.
- Separate Base, Downside and Decision scenarios
- Keep confirmed actual cash unchanged
- See the effect on the lowest cash day
Make the next conversation useful
A cash review your client can follow.
Prepare the cash outlook, explain what changed and record next actions. Save a version so the figures and commentary stay together.
- Cash position, outlook and buffer breach
- Assumptions and action commentary
- CSV, XLSX and print/save-PDF options
Built for the way fractional CFOs work
Every client.
One familiar cash review.
Keep each client’s cash, assumptions and reviews in a separate workspace. Use the same clear process when you move to the next business.
See how to get startedFind the cash risk
Review dates, expected receipts and upcoming payments with the right client in view.
Explain the numbers
Distinguish confirmed cash from expectations and follow the items behind a balance.
Carry the review forward
Save the outlook and actions. Return to the client with a clear record of the previous review.
Get to the cash question
Start with the data you already have.
A direct route from cash inputs to the next useful decision.
- 1
Create your client workspace
Add the business and its cash accounts. Keep its figures and assumptions in one place.
- 2
Confirm cash. Add what’s coming.
Confirm all cash accounts at the same date. Add expected receipts and payments, or map and review a CSV or XLSX file.
- 3
Review the lowest day. Test a decision.
Check the cash outlook, explore a timing change and prepare the next client review.
Have ready: cash balances at one date, expected receipts and payments, and the dates you expect them.
Pricing
One plan.
Room for your clients.
A clear monthly price for the forecast, decision and client-review workflow.
Included in your plan
Cash forecastsWhat-if decisionsSeparate client workspacesSaved client reviewsData import and exportPractice
£99/ month
Five client businesses included.
£20/month for each additional client.
5 clients · £99/month
A consistent cash review across your portfolio.
- Daily balances and lowest-point detection
- Base, Downside and Decision scenarios
- Expected cash and recurring commitments
- Saved reports with figures and commentary
- Separate client workspaces and cash accounts
Prices exclude VAT where applicable.
Before you start
Frequently asked questions
Practical answers about your cash workflow.
Can I see the cash balance on a specific day?
Yes. The daily forecast shows the projected balance and cash items for the selected day. You can also see the lowest balance, its date and when cash crosses your chosen buffer. Forecasts depend on the dated cash and expectations you supply.
Can I test a late payment without changing the original forecast?
Yes. Use a separate Decision scenario to test an expected receipt or payment date. Your Base expectations and actual cash stay separate. Review the comparison before choosing an action.
How do I get my client data into Caldrix Cashflow?
Add cash items directly or import supported data files, including CSV and values-only XLSX. Review the import before committing it. Confirm opening cash and keep expected dates up to date; updates are not supplied by a live bank or accounting feed.
Can I manage several clients separately?
Yes. Each client has its own workspace, cash accounts, expectations, scenarios and reviews. Select the client before adding data or reviewing the forecast. Separate workspaces do not combine the clients into a consolidated forecast.
Can I share a cash review with a client?
Prepare and save a client review with its cash figures, assumptions and actions. Export CSV or XLSX, or use print/save PDF for a reviewed pack. Client login access and shared online collaboration are not part of this workflow.
Who is Caldrix Cashflow designed for?
Fractional CFOs managing cash for GBP service businesses, such as agencies and consultancies. It focuses on daily cash decisions and client reviews. Multi-currency groups and full three-way financial modelling need a different workflow.
What do I need for my first forecast?
Start with each cash account’s balance at the same date, then add expected receipts and payments with their expected dates. Enter the figures or import a supported file and review it before saving.
How far ahead can I forecast?
Choose Month, 13-week, Annual, 2-year or a custom range. Review the daily balances and the items behind a day. The forecast reflects the data and expected dates you maintain.
How do I avoid counting a receipt twice?
Actual receipts and outstanding expectations are separate. Allocate a receipt to its expected item to reduce what remains outstanding, without adding the bank receipt again.
Be ready for the next payroll
Find the cash shortfall before the next payroll.
See the lowest balance and the day it hits. Test payment timing before you commit.
Try Caldrix Cashflow